Michael Ray is a change management, result-focused, operations leader who introduced innovative approaches to a perplexing retail challenge which resulted in extremely high profits and improvements that stood the test of time. Here is his story: The company’s resort stores in Florida, Arizona, and California were underperforming in the areas of average stores sales, comparative
  Belinda was working as a bank executive where she managed several operational departments to include Loan Operations.  Loan Operations is a busy department where most functions are time sensitive.  Loan Ops work with the lenders and customers to ensure loan documents are prepared for loan closings.  The loans are commercial so this means that